How Much is Car Insurance Per Month in UK?


If you’re a car owner in the UK, one of the essential expenses you’ll need to consider is car insurance. Car insurance protects you financially in case of accidents or theft and is a legal requirement to drive on UK roads. Many factors influence the cost of car insurance, making it difficult to give a one-size-fits-all answer to the question, “How much is car insurance per month in the UK?” Let’s explore some of these factors.

How Much is Car Insurance Per Month in UK?

The first factor affecting car insurance costs is your age and driving experience. Young and inexperienced drivers often face higher premiums due to the higher risk they pose. Additionally, the type of coverage you choose will impact the cost. Third-party insurance, the minimum legal requirement, is generally cheaper than comprehensive coverage, which offers more protection.

Your vehicle’s make, model, and engine size also play a significant role in determining the premium. Expensive or high-performance cars usually have higher premiums due to increased repair costs. Your location matters too, as areas with higher crime rates may incur more expensive insurance.

Furthermore, your driving record and claims history affect the price. A history of accidents or traffic violations may result in higher premiums.

On average, car insurance in the UK can range from £30 to over £100 per month. However, it’s essential to compare quotes from multiple insurers to find the best deal tailored to your needs.

Leave a comment